Storing your boat at a marina in Flower Mound can be convenient, but it also comes with unique risks. From severe weather to vandalism, marina storage presents challenges that standard boat insurance may not fully cover. Adding extra coverage to your policy can help protect your investment and give you peace of mind.
Why Marina Storage Requires Extra Protection
Marinas are bustling environments, and while they offer secure docking, accidents can still happen. Boats stored at marinas are exposed to risks like:
- Weather Damage: Texas storms, including hail and high winds, can cause significant damage to boats stored outdoors.
- Theft or Vandalism: Even in monitored marinas, theft and vandalism are possibilities.
- Environmental Hazards: Fuel spills or other incidents can lead to costly cleanup fees.
Standard boat insurance may not cover all these risks, which is why additional coverage is worth considering.
Types of Coverage to Consider
When storing your boat at a Flower Mound marina, these additional coverages can provide extra protection:
- Comprehensive Coverage: Protects against non-collision risks like theft, vandalism, and weather damage.
- Environmental Liability Insurance: Covers costs related to fuel spills or other environmental damage.
- Agreed Value Coverage: Ensures you receive the full insured value of your boat in case of a total loss.
These options can help you avoid unexpected expenses and keep your boat safe while docked.
Protect Your Boat at Flower Mound Marinas
Southwest Insurance Management Group understands the unique needs of Flower Mound boat owners. Whether you store your boat at a marina or take it out on the water, we can help you find the right coverage. Contact us today to learn more about additional boat insurance options!
